Credit Card Betting Sites: Sportsbooks Accepting Credit Card 2026

With more operators removing credit cards from their list of accepted banking methods, this list continues to get smaller. Most recently, bet365 and BetMGM have announced they will no longer be allowing credit cards on their platforms.

Also, keep in mind some of these sites may not be legal in your state.

Yes, most top online sportsbooks accept credit cards for deposits, including Visa, Mastercard, and sometimes others like Discover and American Express. Credit card deposits are a fast, convenient, and safe way to fund your sports betting account. 

However, you usually can't withdraw your winnings to a credit card on most sports betting sites. You'll need an alternative method like e-Wallets that include PayPal and Venmo, or you can also use online banking to get your payouts. You should also keep in mind that some banks may decline gambling-related charges or treat them as cash advances, which can come with extra fees, which is why using a credit card through PayPal or Venmo betting sites might be the optimal way to go. 

Key Takeaways:

1. ✅ Credit cards are great for instant deposits on top sports betting sites in the US.
2. ✅ Not widely accepted for withdrawals on sports betting sites.
3. ✅ Check your bank's policy and potential fees for gambling sites.

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There are many advantages to choosing credit cards for deposits on betting sites. For starters, most of the top sports betting sites that accept debit cards also take credit cards as a deposit method and process transactions in a timely manner.

In many cases, there is a lot of flexibility when it comes to credit card deposits. For example, some sports betting apps have a $5 minimum and a $5,000 maximum when you use a credit card to fund your account.

Furthermore, there is an additional layer of security when you use a credit card to fund a sportsbook account since the Fair Credit Billing Act mandates all credit card lenders to provide protection against fraud to all customers.

Banking On Credit Card Betting Sites

You can deposit funds into the best credit card betting sites in a few simple steps.

1. Log into your account at one of these credit card betting sites.
2. Click through the cashier's tab, normally located in the upper right-hand corner of the web page or app.
3. Click the deposit option and select credit card as the deposit method.
4. Enter all of your credit card information. This includes your credit card number, expiration date, and the CVC code located on the back of the card.
5. Enter the amount you want to deposit and hit the submit button to process the transaction.

Now you can place wagers on these credit card betting sites. If you win, it's time to make a withdrawal. However, processing credit card withdrawals isn't common practice. Be prepared with another banking method, such as a bank account, or request a hard check to process your withdrawal.

If the sportsbook will process a withdrawal to a credit card, you must use the same card with which you made your deposit.

To get started with credit card betting sites, simply follow the steps listed below to learn how to fund an account and place a bet in no time.

1. First, create a new online sportsbook account at one of the credit card betting sites in this guide. When you do, be sure to sign up with a sportsbook promo code offer to secure a generous welcome bonus just for signing up today.
2. Next, enter your basic identifying information, including the last 4 digits of your SSN and your DOB to verify your new account. Then, enter a promo code or bonus code, if one is needed to activate the offer.
3. Now it's time to make a qualifying first-time credit card deposit to activate the bonus. Click through the sportsbook's banking tab and hit the deposit option. Then, select credit card as the banking method.
4. Enter all necessary credit card information, including the credit card number, expiration date, and the CVC number on the back of your card. Finally, enter the amount of money you want to deposit into your new sportsbook account and hit the submit button to finalize the transaction.
5. With your account now created and verified, the funds will immediately be available to place sports bets today.

Here is a quick view of the operators that accept credit cards for sports betting: 

Before using credit card betting sites, there are a few things users should know.

1. ✅ Be mindful that credit card deposits are sometimes declined by banks. Sports betting may be legal in the United States, but many U.S. banks still do not allow this type of transaction.
2. ✅ Using a debit card instead of a credit card is a great way to avoid fees, since banks are more apt to charge you a fee for making a credit card deposit to fund your account.
3. ✅ Always be prepared with alternative payment methods when trying to fund your account with a credit card, just in case the transaction is declined. Two terrific options are sportsbooks that take PayPal.

Credit Card Deposit Fees

While many top sportsbooks like BetMGM, Caesars, bet365, DraftKings, and FanDuel don't charge fees for credit card deposits, your bank might. Credit card deposits may be treated as cash advances, incurring fees of 2.5%-3%. To avoid these charges, use a Visa debit card instead, which typically eliminates fees.

Credit Card Verification Requirements

Many credit card betting sites require verification to prevent fraud. This may include completing a credit card authorization form to confirm ownership and acknowledge the transaction. This process safeguards both the customer and the sportsbook.

It is not always easy to use credit cards on betting sites. Sometimes, the deposit will decline, forcing you to find an alternative way to pay. However, there are indirect ways you can use credit cards on betting sites. The most popular indirect use of credit cards on a betting site is by using popular e-wallets like PayPal, Venmo, or Skrill. Once you add a credit card to your chosen e-wallet, you can use it to fund your account on top credit card betting sites. 

Yes, credit cards are safe for online sports betting. The most reputable credit card betting sites use encryption tools and fraud prevention to ensure that all credit card transactions are safe and secure. While VISA and Mastercard are the most commonly accepted credit cards with deposits normally processing instantly, some sportsbooks also accept American Express.

If you're new to wagering, our guide on how to start betting on sports can walk you through the basics, including how to fund your account securely.

There are pros and cons when it comes to betting online with credit and debit cards. Below is a rundown of the most important ones:

The following states prohibit you from making credit card deposits into your sports betting account.

• Iowa Sports Betting Market
• Massachusetts Sports Betting Market
• Tennessee Sports Betting Market
• Illinois Sports Betting Market
• New Hampshire Sports Betting Market
• Rhode Island Sports Betting Market

If you are located in one of these states, the best alternatives to fund your sports betting account are PayPal and Play+ prepaid cards. You can transfer funds from a bank account into a PayPal account to make a deposit into an online sports betting account.

Visa and Mastercard are the most universally accepted credit cards at betting sites, popular credit cards like Discover and American Express are accepted at multiple sportsbooks as well.

When it comes to the best Visa betting sites that accept multiple credit card options, BetMGM is at the top of the list. It accepts all four of the credit cards mentioned above, while DraftKings Sportsbook only accepts Visa, Mastercard, and Discover.

Most of the best sports betting sites only accept Visa and Mastercard, so if you want to sign up and bet, Visa betting sites are the way to go.

Why Visa Is Popular for Online Betting

Visa is widely accepted at online sports betting sites and offers four versatile options: credit, debit, prepaid, and gift cards. It ensures fast, secure payments with minimal fees, especially with Visa debit, and accommodates deposit limits starting as low as $5, depending on the sportsbook and your bank.

Visa Options

There are four Visa options to choose from to fund your sportsbook account at Visa betting sites. These are Visa credit, Visa debit, Visa prepaid, and Visa gift cards.

1. 💳 Visa Credit: When using a Visa credit card to fund your account, you use borrowed money. Going this route also typically comes with fees from your bank since the lender treats Visa credit card deposits going into a betting account as bank transfers.
2. 💳 Visa Debit: You are using your own checking account when you use a Visa debit card to fund your account. Betting sites that accept debit cards are the same as the top credit card betting sites featured in this guide.
3. 💳 Visa Prepaid: Visa prepaid cards are like Play+ cards. Most of the time, betting sites that accept credit cards also have the prepaid option under their own branding. Load funds onto the prepaid card with your credit card or bank account. Then, use the Visa prepaid option to fund your sportsbook account.
4. 💳 Visa Gift Card: Visa gift cards are similar to prepaid cards. The difference is that gift cards can't be reloaded with additional funds. Once the funds on the gift card are used up, the card is done.

Use Visa to Load a Sportsbook Prepaid Card

Loading a sportsbook-branded Play+ prepaid card is simple. Deposit funds into your Play+ account using your bank, debit card, or other available methods. Once loaded, you can transfer funds directly to your account at the best Visa betting sites.

Play+ prepaid cards are an excellent option because they allow instant withdrawals from the best credit card betting sites. Unlike Visa credit card withdrawals, which can take two to five business days, Play+ ensures immediate processing.

Visa Withdrawal Speed

Visa withdrawals typically take 2-5 business days. Visa card details are saved for future transactions, including withdrawals. If accepted, withdrawals will be processed like a bank transfer and arrive within a few days. 

Note that not all sportsbooks allow credit card withdrawals. If denied, you'll need to use alternatives like ACH, PayPal, or Play+. For faster processing, consider options like Play+ or PayPal, which offer withdrawals within 24 hours.

Most of the top online sportsbooks accept credit card payments. These include BetMGM, Caesars Sportsbook, bet365, FanDuel and DraftKings. If credit card deposits aren't an option at your favorite betting sites, you can also use payment methods like PayPal, Play+, PayNearMe, ACH bank transfer and VIP Preferred.