Credit Card Betting Sites: Sportsbooks Accepting Credit Card

Last Updated: May 30, 2023
Fact Checked By: Al MacMilan

Sign up and bet today on the top credit card betting sites to unlock a range of perks and experience the ultimate convenience in banking options. By using credit cards as your primary deposit method, you can fund your sports betting account while enjoying generous bonuses and promos tailored for both new and experienced bettors. Embrace fast, safe, and easy payments by utilizing credit cards, maximizing the full range of benefits these sites provide. Sign up with the links below to bet and win big today. 

This guide provides an in-depth breakdown of the top credit card betting sites in the United States sports betting market. Continue reading to find out what they are and how to sign up today.

Best Credit Card Betting Sites and Their Accepted Cards

  1. BetMGM: A frontrunner in credit card compatibility, BetMGM supports Visa, Mastercard, Discover, and American Express, ensuring effortless betting transactions. Sign up with the bonus code ROTOBONUS.
  2. Caesars Sportsbook: Renowned for its premium betting experience, Caesars Sportsbook accommodates Visa, Mastercard, and Discover for user convenience. Get started with promo code ROTOFULL.
  3. WynnBet: WynnBET accepts VISA and MasterCard deposits but does not support Discover or AMEX cards at this time. Use promo code XROTOWIRE to create an account.
  4. DraftKings: A favorite among sports fans, DraftKings permits Visa, Mastercard, and Discover, giving bettors a variety of secure payment alternatives.
  5. FanDuel: Serving a diverse audience of bettors, FanDuel welcomes Visa, Mastercard, Discover, and American Express, offering an extensive range of payment methods.

This credit card betting sites guide introduces you to everything you need to know when it comes to using a credit card as a banking method to fund your account on an online betting site or app. Read on to learn how to use the best sportsbook promo codes when making a credit card deposit, including how to sign up, if there are any fees involved and more.

Why Choose Credit Cards For Deposits On Betting Sites?

There are many advantages to choosing credit cards for deposits on betting sites. For starters, most top sports betting sites that accept debit cards also take credit cards as a deposit method and process transactions in a timely manner.

In many cases, there is lots of flexibility when it comes to credit card deposits. For example, some sports betting apps have a $5 minimum and a $5,000 maximum when you use a credit card to fund your account.

Furthermore, there is an additional layer of security when you use a credit card to fund a sportsbook account since the Fair Credit Billing Act mandates all credit card lenders to provide protection against fraud to all customers.

Getting Started With Credit Card Betting Sites

To get started with credit card betting sites, simply follow the steps listed below to learn how to fund an account and place a bet in no time.

First, create a new online sportsbook account at one of the credit card betting sites in this guide. When you do, be sure to sign up with a sportsbook promo code offer to secure a generous welcome bonus just for signing up today.

Next, enter your basic identifying information, including the last 4 digits of your SSN and your DOB to verify your new account. Then, enter a promo code or bonus code, if one is needed to activate the offer.

Now it's time to make a qualifying first-time credit card deposit to activate the bonus. Click through the sportsbook's banking tab and hit the deposit option. Then, select credit card as the banking method.

Enter all necessary credit card information, including the credit card number, expiration date, and the CVC number on the back of your card. Finally, enter the amount of money you want to deposit into your new sportsbook account and hit the submit button to finalize the transaction.

With your account now created and verified, the funds will immediately be available to place sports bets today.

Top Sportsbooks That Accept Credit Card

🎁 BetMGM Bonus CodeROTOBONUS - First Bet Offer, Up To $1,000
🎁 Caesars Sportsbook Promo CodeROTOFULL - First Bet On Caesars, Up To $1,250
🎁 WynnBET Promo CodeXROTOWIRE - Bet $20, Get $100
🎁 DraftKings Sportsbook Promo CodeBet $5, Get $200 In Bonus Bets
🎁 Fanduel Sportsbook Bonus CodeNo Sweat First Bet, Up To $1,000
📆 Last VerifiedMay 30, 2023

Our View:

BetMGM is the leading credit card betting site, providing a seamless experience and fantastic rewards. Easily create an account using a promo code, verify your information, and make a qualifying credit card deposit. BetMGM excels with its user-friendly interface and enticing bonuses, making it the ultimate option for credit card betting. Keep scrolling to discover more about the top credit card betting sites listed below.

Pros And Cons Of Betting Online With Credit And Debit Cards

There are pros and cons when it comes to betting online with credit and debit cards. Below is a rundown of the most important ones:

Instant transaction processing times.Lower deposit limits, depending on your credit card's lender.
Safe and secure payment method backed by the Fair Credit Billing Act.When you try to make a deposit via a sports betting app, the transaction could be kicked back.
No fees from credit card betting sites and Visa betting sites.Many banks treat a sportsbook credit card deposit as a cash transfer, which does come with banking fees.
Redeem credit card rewards when you make credit card deposits.Since you borrow funds from credit cards, you are not betting with your own money. This could cause sports bettors to go into debt.

The decision to use credit and debit cards for online betting ultimately depends on the individual bettor's preferences and financial situation. While the convenience, security, and potential rewards associated with these payment methods are clear advantages, bettors must also be mindful of the potential drawbacks. These include lower deposit limits, transaction rejections, additional banking fees, and the risk of incurring debt. It is essential for sports bettors to weigh these factors carefully, practice responsible gambling, and consider alternative payment methods if necessary to ensure a positive and secure betting experience.

Deposits And Withdrawals With Credit Card Betting Sites

You can deposit funds into the best credit card betting sites in a few simple steps. Read on to find out how to make credit card deposits. The most popular Mastercard and Visa betting sites are BetMGM, Caesars Sportsbook, WynnBET, DraftKings Sportsbook, and FanDuel Sportsbook.

First, log into your account at one of these credit card betting sites. Then, click through the cashier's tab, normally located in the upper right-hand corner of the web page or app. Once you're there, click the deposit option and select credit card as the deposit method.

Next, enter all of your credit card information. This includes your credit card number, expiration date, and the CVC code located on the back of the card. Finally, enter the amount you want to deposit and hit the submit button to process the transaction.

You can then place bets on these credit card betting sites, and if you win, it's time to make a withdrawal. However, processing credit card withdrawals isn't common practice. This is why you should always be prepared with another banking method, such as a bank account or requesting a hard check to process your withdrawal.

In the event that a sportsbook will process a withdrawal to a credit card, you must use the same card you made your deposit with.

Credit Cards For Online Betting: Restrictions In Certain States

The following states prohibit you from making credit card deposits into your sports betting account.

If you are located in one of these states, the best alternatives to fund your sports betting account are PayPal and Play+ prepaid cards. You can transfer funds from a bank account into a PayPal account to make a deposit into an online sports betting account.

Three Essential Facts About Using Credit Card Betting Sites

Before using credit card betting sites, there are a few things users should know.

First, be mindful that credit card deposits are sometimes declined by banks. Sports betting may be legal in the United States, but many U.S. banks still do not allow this type of transaction.

Also, using a debit card instead of a credit card is a great way to avoid fees, since banks are more apt to charge you a fee for making a credit card deposit to fund your account.

Lastly, always be prepared with alternative payment methods when trying to fund your account with a credit card, just in case the transaction is declined. Two terrific options are PayPal and Play+.

Credit Card Betting Sites Compared To Other Providers

The best sports betting sites that accept credit cards as a banking method include BetMGM, Caesars Sportsbook, WynnBET, DraftKings Sportsbook, and FanDuel Sportsbook. Although these top credit card betting sites accept credit card deposits, they also provide other payment options like PayPal, Play+, PayNearMe, ACH, and PayNearMe.

PayPal: PayPal is the world's No. 1 e-wallet. Fund your PayPal account using a bank account, credit card, or another source of funding. Once your PayPal account is loaded with funds, use it to fund your sports betting account.

Play+: Similar to PayPal, users can fund the Play+ card from a number of different sources of their choosing. From there, use the Play+ card to fund the online betting site account. You can also request withdrawals directly to Play+.

PayNearMe: PayNearMe is a great way to fund the best online sports betting sites with cash. Simply head to Dollar General or 7-Eleven, two businesses that are affiliated with the PayNearMe service. Then, visit the cashier to process your PayNearMe deposit.

ACH/VIP Preferred: This payment method allows you to move cash from your checking account directly into your online sportsbook account. These transactions are normally instant for both deposits and withdrawals.

Visa: A Popular Choice For Betting Sites

Visa and Mastercard are the most universally accepted credit cards at betting sites, popular credit cards like Discover and American Express are accepted at multiple sportsbooks as well.

When it comes to the best Visa betting sites that accept multiple credit card options, BetMGM is at the top of the list. It accepts all four of the credit cards mentioned above, while DraftKings Sportsbook only accepts Visa, Mastercard, and Discover.

Most of the best sports betting sites only accept Visa and Mastercard, so if you want to sign up and bet, Visa betting sites are the way to go.

Visa Options To Choose From: Which One Is Right For You?

There are four Visa options to choose from to fund your sportsbook account at Visa betting sites. These are Visa credit, Visa debit, Visa prepaid, and Visa gift card.

Visa Credit: When using a Visa credit card to fund your account, you use borrowed money. Going this route also typically comes with fees from your bank since the lender treats Visa credit card deposits going into a betting account as bank transfers.

Visa Debit: You are using your own checking account when you use a Visa debit card to fund your account. Betting sites that accept debit cards are the same as the top credit card betting sites featured in this guide.

Visa Prepaid: Visa prepaid cards are like Play+ cards. Most of the time, betting sites that accept credit cards also have the prepaid option under their own branding. For example, you can find the FanDuel Play+ card at FanDuel Sportsbook. Load funds onto the prepaid card with your credit card or bank account. Then, use the Visa prepaid option to fund your sportsbook account.

Visa Gift Card: Visa gift cards are similar to prepaid cards. The difference is that gift cards can't be reloaded with additional funds. Once the funds on the gift card are used up, the card is done.

Visa Withdrawal Speed: How Long Does It Take?

Expect it to take between two to five business days to receive your funds when you choose the Visa withdrawal option.

Anytime you deposit with a Visa card, its information is saved for future transactions, including withdrawals. When you request a withdrawal, you can make an attempt at selecting that card as your withdrawal method. If accepted, it will be treated as a bank transfer and the funds will arrive within a couple of business days.

However, credit card withdrawals are not accepted at all online sportsbooks that take credit cards. If the withdrawal request to your Visa credit card is denied, then you'll need to select a different way to withdraw your funds. Alternative options include ACH, PayPal, or Play+.

Be mindful that Visa withdrawal speeds are typically slower. When you use a Play+ prepaid option or PayPal, for example, withdrawal processing is instant. You normally get the funds within 24 hours, at most.

Why Using Visa At Online Sports Betting Sites Is A Popular Choice

Using Visa at online sports betting sites is a popular choice because you have four different Visa card options to choose from -- credit card, debit card, prepaid card, and gift card. It's also the most widely accepted credit card at online sports betting sites.

Visa cards provide fast and secure payments with little to no fees, especially when you use Visa debit, along with a wide range of deposit limits that start as low as $5, depending on your bank and the Visa betting sites you use.

Credit Card Verification Requirements: Confirming Your Account

Some of the best credit card betting sites have credit card verification requirements to confirm your account. These requirements are deployed to protect the operator and the customer from committing fraud.

For example, you may have to fill out a credit card authorization form, which is a legal agreement confirming that you are the legal owner of the credit card. This agreement also states that you will not dispute the transaction and that you are aware of the type of transaction you are making.

Fees Apply To Credit Card Deposits: What You Need To Know

Although some of the most popular sportsbooks do not charge fees to fund your account with a credit card, your credit card's bank may charge its own fee. Your credit card's bank may view a credit card deposit into an online betting app as a cash advance, which will accrue additional fees to the borrower. Visa credit card fees range anywhere from 2.5% to 3% of the amount deposited.

The best way to avoid fees when using a credit card to make a deposit is to make your transaction with a Visa debit card. When you use a Visa debit card to fund your account, you will avoid fees.

The top sportsbooks that accept credit card deposits include BetMGM, Caesars Sportsbook, WynnBET, DraftKings Sportsbook, and FanDuel Sportsbook. They all allow you to use a credit card to fund your account.

Use Visa To Load A Sportsbook Prepaid Card

Loading a sportsbook's branded Play+ prepaid card is easy. Simply deposit funds into your Play+ account using your bank account, debit card, or another one of the options on the Play+ menu. Once the Play+ card is loaded with funds, make a deposit into your account at the best Visa betting sites.

Play+ prepaid cards are terrific since you can also use them for withdrawals at the best credit card betting sites. Those withdrawals are processed immediately.

FanDuel Visa Sports Betting: A Review

You can use a FanDuel Visa sports betting debit card to fund an account and place bets. A perk of using this method is that you can also withdraw winnings to your Visa debit card in a timely manner.

The FanDuel Visa card is a prepaid card. It is the FanDuel version of the Play+ card, and automatically links to your FanDuel Sportsbook account.

Other sportsbooks may have prepaid cards in the Play+ family, but they may not be branded prepaid cards like the FanDuel Visa. The FanDuel Visa adds timeliness and convenience when it comes to making deposits and withdrawals with your FanDuel Sportsbook account.

Who Else Accepts Payments For Online Sports Betting?

Most of the top online sportsbooks accept credit card payments. These include BetMGM, Caesars Sportsbook, WynnBET, FanDuel Sportsbook, and DraftKings Sportsbook. If credit card deposits aren't an option at your favorite betting sites, you can also use payment methods like PayPal, Play+, PayNearMe, ACH bank transfer, and VIP Preferred.

Great Betting Bonuses For 2023: What To Look Out For

The best credit card betting sites deploy generous betting bonuses for 2023. When new users sign up they get bonus bets, in one form or another. If you sign up with the BetMGM Bonus Code ROTOBONUS, you get a $1,000 first bet offer or if you opt to use the Caesars Sportsbook Promo Code ROTOFULL, then you'll get a $1,250 first bet on Caesars. You must be a new user who is at least 21 years old and located in a state where the best credit card betting sites are legal to operate to qualify for the top betting promos in 2023.

Credit Card Betting Sites FAQ

Why choose credit cards for your betting site deposits?


You should choose credit cards for your online betting site deposits because they are fast, easy, and secure. Simply enter your credit card info and the amount you want to deposit, hit the submit button, and your sportsbook account will be loaded in seconds. When it comes to security, both the user and the operator are protected by the Fair Credit Billing Act.

Which states prohibit credit card deposits for gambling?


If you live in or are located in Iowa, Massachusetts, New Hampshire, Rhode Island, or Tennessee, you can not make credit card deposits into an online betting account.

How do credit cards compare to other payment methods?


Credit cards are a great options compared to other payment methods. However, there is a higher frequency that a credit card transaction will be declined by a bank. Finding a sportsbook that accept credit cards to fund your account is easy, but the bank connected to your credit card may not push through a transaction connected to an online gambling site.

Are there any restrictions on using credit cards for online betting in certain states?


Yes, there are restrictions on using credit cards for online betting in certain states. While most states allow you to make credit card deposits, you cannot use a credit card to fund your sports betting account in Iowa, Massachusetts, New Hampshire, Rhode Island, or Tennessee.

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Anthony Cervino
Contributor since June 2022
Anthony is an NFL Writer and Betting Analyst for The Game Day. He is also a lifelong NFL savant and self-proclaimed league historian. In the industry, Anthony has excelled in both the fantasy football and sports betting space, including a top-three finish in an FFPC BestBall tournament (2021). Anthony has made appearances on SiriusXM, amongst other publications. He is also the co-creator of the FF Faceoff (Faceoff Sports Network) and the FF Faceoff Mental Health Podathon partnered with the Hayden Hurst Foundation. Industry Clout: Top-15 ranker in the FantasyPros ECR (2019, 2021), including second at quarterback and third at tight end (2021) . Eighth most accurate ranker in the FantasyPros ECR for sleepers (2020) -- 13th most accurate ranker in the FantasyPros ECR.
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