Online Casinos Accepting Apple Pay in US 2025

1. Log In to Your Casino Account: Some casinos may require you to use Safari for Apple Pay to show as an available banking method.
2. Navigate to the Deposit/Banking Section: Select "Apple Pay" from the list of available methods
3. Enter the Deposit Amount: Many casinos have a minimum deposit of around $10
4. Authenticate via Apple Pay: On iPhone or iPad, authenticate with Face ID. On Mac, authenticate with Touch ID, password, or via your iPhone/Apple Watch prompt.
5. Wait for Confirmation: If your deposit is successful, you will receive a casino deposit confirmation alongside an Apple Pay receipt.

Withdrawing

Withdrawing casino winnings with Apple Pay usually means that you will need to have a debit card linked to the Apple Pay account, and use that debit card when depositing money via Apple Pay. Then, your winnings are pushed back to the debit card via Apple Pay. They do not show up as an Apple Cash balance. Some U.S. online casinos support Apple Pay withdrawals, but many do not. Times vary and generally take around 24-72 hours once the withdrawals is approved.

Depositing

Depositing via Apple Pay is much simpler, and is generally a smooth and instant process. Deposit minimums between $1 and $10 are common for casino bonuses, with no additional fees for Apple Pay users. Authorization happens via Touch ID, Face ID, or passcode. If you want to withdraw back to a debit card linked to your Apple Pay account, you will usually need to deposit money using that debit card via Apple Pay.

Pros

1. Instant Deposits: Payments clear instantly at most online casinos that accept Apple Pay like BetMGM and DraftKings, so you can start playing right away.
2. Strong Security: Transactions are encrypted and require Face ID, Touch ID, or passcode authentication.
3. No Fees: Most operators charge no deposit or withdrawal fees for Apple Pay transactions.
4. Mobile-Friendly: Seamless integration with iPhones, iPads, Apple Watches, and Macs (with Touch ID) makes it ideal for mobile casino apps. You can fund your account with the click of a button.
5. Withdrawals becoming more common: Some casinos allow withdrawals directly back to the card linked to Apple Pay, with more being added regularly.

Cons

1. Limited Casino Availability: Not all online casinos accept Apple Pay, and availability can vary by state as well.
2. Withdrawal Restrictions: Some casinos that accept Apple Pay deposits do not accept withdrawals using this banking method
3. Apple Device Requirement: You need an iPhone, iPad, or Mac to use Apple Pay.
4. No direct access to bank balance: Apple Pay links to a card or account that you own, but you can't pay directly from these means, meaning you need to check your account balance separately.

When you use Apple Pay to fund your gambling account, it is critical that you can discern between legal and illegal transactions. Following state laws and using only licensed platforms protects your money and ensures that your data and information stays secure. Below is a breakdown of what is considered safe and legal gambling with Apple Pay and what to avoid.

Legal

• Playing at legal, licensed US casinos that accept apple pay, that operate legally in states where online gambling is allowed (NJ, PA, MI, WV, CT, DE RI)
• Using Apple Pay to fund your account or withdraw funds only on a casino's official site or app, never through third-parties.
• Gambling while currently, physically located in the state where the casino is licensed to operate, with your device's location verification enabled.
• Ensuring you are at least 21 years of age or older.
• Using your own Apple Pay account that matches the name of the casino account holder.

Illegal

• Banking via Apple Pay at a casino that is unlicensed or offshore, not approved by a state regulatory board in the US.
• Gambling online while physically located in a state where gambling with real-money online casinos is not legal.
• Using Apple Pay to play casino games for real money if you are not of your state's legal gambling age.
• Attempting to get past geolocation technology with a VPN or other software.

In short, yes: Apple Pay is considered one of the safest payment options for funding your online casino account, mainly thanks to its encryption, tokenization, and device-based security measures. When you use Apple Pay, your actual card details are not shared with the casino. Instead, Apple Pay employs a unique transaction code for each payment.

Still, safety when using Apple Pay is not a given: You still need to take precautions of your own. Always check to make sure that the casino you are playing on is licensed in your state. Review the casino's terms and conditions regarding withdrawal rules and limits, and always confirm that Apple Pay is a supported banking method in the casino's official banking section.

Software Apple Pay Uses

Apple Pay uses a type of security measure called tokenization to replace your card details with an account number that is specific to your device. This means casinos never see your actual card number. Every transaction is end-to-end encrypted and processed through Apple's Secure Element chip, which stores your payment information in a secure format. Thus, Apple Pay reduces the risk of card threat, even if the servers at the casino are compromised.

Biometrics & 2-Factor Authentication

If you are using a U.S. online casino app that supports Apple Pay, you will be required to use biometric authentication such as Face ID or Touch ID to complete the transaction. Many casinos also offer 2-factor authentication when logging into your account, which involves sending a verification code via SMS or email, in addition to your account password. Biometrics and 2FA combine to create a secure banking and casino gaming experience.

Social or Sweepstakes casinos are a popular option in states where real-money gambling is not allowed. Plenty of social casinos accept Apple Pay for purchasing tokens or virtual currency, including notable names like Hello Millions, WOW Vegas, Mcluck, and Stake.us. 

When playing on major online casino platforms that accept Apple Pay, such as BetMGM, Caesars, bet365, FanDuel, Fanatics, BetRivers, and DraftKings, you will find plenty of welcome offers available. Fortunately, there are no restrictions in place for these major operators on whether you can use Apple Pay for casino deposits that qualify you for a bonus offer. The BetMGM Casino bonus, for example, has an excellent welcome offer of a deposit match up to $1000, plus a $25 no sweat perk, that you can use Apple Pay for.