Online Casinos Accepting Credit Cards in 2025

Linking your credit card to your online casino account is easy. You can follow these simple steps:

1. Sign in (or create) your casino account and open the Cashier / Deposit page.
2. Choose Credit/Debit Card (Visa, Mastercard, AMEX, Discover) as the funding method.
3. Enter card details exactly.
4. If the casino asks, complete any instant verification step (micro-deposits, 3-D Secure / OTP challenge, or verification via a payment partner).
5. Confirm the deposit amount and press Submit. Most card deposits post instantly to your playable balance.
6. Optional: select Save card if you want faster deposits later. Rest assured that casinos, all of which are licensed and legal in the U.S., securely store your data. 

When using credit cards at online casinos, the process for deposits and withdrawals comes with some unique rules. Deposits are usually instant, but withdrawals directly back to credit cards are rarely supported, requiring alternate payout methods like PayPal, Play+, or ACH.

Withdrawing

Most casinos do not allow direct withdrawals back to credit cards. Instead, after depositing by card you'll typically withdraw via Play+ (prepaid), PayPal/Venmo, bank transfer (ACH) or cash-at-cage where available. Play+ and PayPal often offer the fastest cashouts (instant to 24 hours after approval), while ACH/bank transfers take 1–5 business days. Minimum or maximum withdrawal amounts vary by operator, with common minimums between $10 and $20. The standard withdrawal fees are as follows:

• Instant – Fees: $0–$3 – Timing: Instant–24 hrs
• Standard – Fees: $0–$10 – Timing: 1–5 business days

Depositing

Credit card deposits are quick and almost always processed instantly, making them one of the most convenient ways to fund your account. Most casino bonuses only require small deposit amounts as do credit cards with minimum set typically between $10 to $25, with maximums ranging from $500 to $2,500 depending on state rules and card issuer policies. Some banks may decline gambling-related transactions or treat them as cash advances, leading to extra issuer fees. BetMGM and Caesars often offer particularly smooth card deposits with minimal rejections. Typical fees are as follows:

• Instant – Fees: Usually $0; issuer may charge cash-advance fees – Timing: Instant
• Standard – Fees: Same as above – Timing: Instant

Pros

• Instant deposits for immediate play.
• Widely accepted at major licensed casinos in the United States.
• No deposit fees from casinos themselves.
• Fraud protections and chargeback rights from issuers.
• Easy to save and reuse for future deposits.

Cons

• Withdrawals back to cards are rarely supported.
• Many banks treat deposits as cash advances, adding fees/interest.
• Some card issuers block gambling transactions entirely.
• Lower maximum deposit limits than other payment methods.

Using credit cards as a casino payment method is safe and legal when done correctly, but there are clear boundaries. Always check that the casino is licensed in your state and avoid offshore or unregulated platforms.

Legal

• Depositing at licensed, state-regulated U.S. online casinos.
• Using credit cards in states where online casino play is legal.
• Funding prepaid Play+ accounts at casinos that accept them.
• Buying coins/credits at licensed social or sweepstakes casinos.

Illegal

• Depositing at unlicensed casinos.
• Using a card in a state where online casinos are not legal.
• Gambling while underage (under 21 in most states).
• Attempting to bypass geolocation restrictions.

Yes, credit cards are safe at licensed casinos that follow PCI-DSS security standards, tokenisation, and fraud monitoring. However, players must take their own precautions. Make sure you confirm the casino's license, review cashier terms, enable account protections, and check card issuer policies on gambling transactions to guarantee a safe experience.

Software Credit Cards Uses

​​Card networks and casinos rely on PCI-DSS compliance, tokenisation, and 3-D Secure verification to protect transactions. Fraud detection systems scan for unusual deposits, while encryption secures personal details. These layers ensure sensitive card information is never stored in its raw form.

Biometrics & 2-Factor Authentication

Top U.S. casino apps like BetMGM, DraftKings, FanDuel, and Caesars support Face ID, Touch ID, and 2FA via SMS/email or authenticator apps. These add extra security beyond just your password, making it harder for anyone else to access your account or misuse saved card data.

Yes, many social casinos and sweepstakes platforms accept credit cards for buying virtual coins or entries. These purchases are not considered real-money gambling, so you can't cash out winnings as money. Still, they let you enjoy casino-style play legally in most U.S. states.

Many of the top casinos like BetMGM, Caesars Palace, bet365, FanDuel, Fanatics, and BetRivers all allow credit card deposits for welcome bonuses where cards are accepted. For example, BetMGM offers a $1,500 First Bet offer, where new players can receive up to $1,500 back in bonus bets if their first bet lose. Other casinos, such as DraftKings, have recently restricted crest card deposits, so always double check the cashier first.