American Express remains a trusted payment method at many regulated online casinos. Most major legal platforms let you deposit via AMEX, but far fewer support withdrawals to the AMEX card. This guide highlights the main US online casinos that accept AMEX, explains how to link it, and covers fees, timing and security.
Save the card if prompted – some platforms require this for withdrawals.
Verify your identity if asked – especially before cashing out.
Once processed, deposits appear instantly. Withdrawal eligibility often depends on having used AMEX to deposit and having account verification completed.
(Some AMEX online casinos may request extra info like zip code or 2-factor codes, so always follow on-site prompts carefully.)
Withdrawal and Deposit Fees at American Express Online Casinos
It is always important to keep an eye out for and remember if a payment method has any fees involved in the process.
Withdrawing
Most AMEX casino sites do not support direct withdrawals to American Express credit cards. However, a few – such as bet365 Casino – allow withdrawals to AMEX debit cards. If you're using AMEX, be prepared to choose a different withdrawal method – like PayPal or online banking – to access your funds. Most sites have minimum withdrawals around $10-$20, and maximums vary by operator.
Depositing
There are several licensed USA online casinos that accept AMEX for deposits – like BetMGM, bet365, DraftKings and BetRivers. However, Caesars Palace Online and Fanatics Casino do not currently support AMEX. Deposits with AMEX are usually instant and free on the casino's end, but AMEX may process them as cash advances, triggering fees and interest. Always check your AMEX account settings or call customer support to confirm how your card handles gaming-related transactions. Deposit minimums are usually $10 or $20, with daily limits determined by your AMEX issuer.
Tip: If AMEX doesn't work directly, you may be able to link it to PayPal or another digital wallet that accepts it – then use that wallet to fund your account.
What Welcome Bonuses Can I Use AMEX Casino Sites For?
All of the US-licensed online casinos listed in this guide that accept American Express – BetMGM, bet365, DraftKings and BetRivers – allow AMEX to be used when claiming their welcome bonuses. Using AMEX as your deposit method does not disqualify you from receiving any casino sign-up bonuses at any of these operators.
Types of Legal and Illegal Gambling Transactions With American Express
Using your AMEX card for online gambling in the US is safe and legal – provided you follow the proper regulations. The key is to make sure you're using it at licensed online casinos in states where AMEX gambling is regulated. Avoiding gray-market or offshore sites is just as important as verifying your age and location. Below, I've broken down what qualifies as legal and illegal usage of American Express at online casinos.
Legal
Using your card to deposit funds at licensed AMEX casino sites – like the ones listed in this guide.
Funding your account from a personal AMEX debit or credit card tied to a US bank.
Playing at platforms like BetMGM Casino, bet365 Casino, DraftKings Casino and BetRivers Casino,where AMEX cash games are licensed and regulated.
Only gambling if you're 21 or older, or of legal age based on your state's law.
Illegal
Depositing at an offshore casino that isn't licensed in any US state.
Using AMEX to gamble while located in states where online casinos are not legal, such as Texas or Georgia.
Using a card that isn't in your name.
Attempting to gamble if you are under the legal age, even if the AMEX card goes through.
Is it Safe to Use AMEX For Funding Online Casino Accounts?
Yes. When used with licensed US casinos that accept AMEX, it offers robust protection: Encryption, fraud guarantees and purchase dispute tools. You should always ensure the casino holds a valid license in your state, publishes transparent terms for withdrawals and bonuses and uses SSL encryption. Linking your AMEX should be done via the official cashier page; avoid sharing details through email or unverified links.
Software AMEX Uses
AMEX employs strong encryption protocols (128‑bit SSL/TLS), device fingerprinting and real-time fraud monitoring. Its mobile app supports Face ID and fingerprint login, and has secure authorization for all card transactions.
Biometrics & 2-Factor Authentication
Several AMEX casino apps – for example BetMGM and DraftKings – offer built‑in biometric login and 2‑factor authentication. US casinos that accept AMEX often prompt additional verification such as a 1‑time code, email link or fingerprint/Face ID to secure your funds.
Yes, at some sweepstake‑style social casinos such as WOW Vegas and Pulsz, AMEX is accepted for purchasing sweepstakes credits – but note these are not real‑money gambling sites. Traditional social casinos that operate purely with play‑money may not support AMEX.
Major licensed operators such as BetMGM Casino, bet365 Casino, DraftKings Casino and BetRivers Casino accept American Express for deposits. That said, most casinos require you to use a different method when it comes to withdrawals.
How many different US online casinos accept AMEX?
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While plenty of global gambling sites may take AMEX, the number of licensed US online casinos that accept it is smaller. The four most notable options are BetMGM, bet365, DraftKings and BetRivers – all of which support AMEX for deposits.
What's the best online casino in the USA that takes AMEX?
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The top AMEX-friendly online casinos in the US include BetMGM, bet365, DraftKings and BetRivers. Which is best really depends on what you're looking for. For example, BetRivers is known for fast withdrawals, while BetMGM offers one of the largest game libraries in the market.
Is it legal to use AMEX to transfer gambling money?
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Yes – as long as you're playing at a state-licensed online casino in a legal jurisdiction (like New Jersey, Pennsylvania, Michigan or West Virginia). Using AMEX at offshore or unlicensed sites is not legal and could violate your cardholder agreement or even state laws.
Does AMEX only work at licensed US casinos?
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Legally, yes. AMEX is only supposed to be used at casinos licensed by state gaming regulators. While you might technically be able to deposit at offshore sites with AMEX, doing so isn't legal under US law, and there's no guarantee you'll be able to withdraw your money.
Are there deposit limits at AMEX online casinos?
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Yes. Most casinos that take AMEX set a minimum deposit between $10 and $20, and a maximum that's often capped around $2,500 per transaction – though this varies. AMEX itself may also have daily or weekly limits, depending on your account and credit status.
Will AMEX charge fees to deposit at online casinos?
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Usually, the casino won't charge a fee. However, AMEX may process the deposit as a cash advance, which can result in interest charges or additional fees. It's a good idea to read your card's terms or call customer service before depositing.
How fast can I withdraw money from an online casino account to AMEX?
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In most cases, you won't be able to withdraw funds directly to an AMEX card. US online casinos that take AMEX generally don't support withdrawals to AMEX credit cards, and while some – like bet365 – allow withdrawals to AMEX debit cards, it's not guaranteed across the board. If you deposit with AMEX, you'll likely need to cash out using a different method, such as online banking or PayPal.
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