Online Casinos Accepting Mastercard in US in 2025

• Sign in to the casino app or website and open the Cashier or Banking section.
• Select Deposit (or "Add card") and choose Credit Card.
• Enter card details exactly as on the card.
• Some sites will ask you to save the card to your account. Tick the "save" box if you want quicker future deposits.
• Many casinos will run a small temporary authorization (usually $0.01–$1.00) to verify the card. Check your online bank/statement for this and confirm if prompted.
• Complete any required identity verification (upload ID, proof of address). 

Deposits with Mastercard are widely supported to gamble at online casinos, but withdrawals are not as common of a casino payment method. Many operators allow you to deposit instantly with a Mastercard debit or credit card. Always double-check each casino's cashier page to confirm availability, since policies differ by operator and even by state. 

Withdrawing

Withdrawals with Mastercard are less consistent than deposits. In many cases, casinos encourage you to use ACH bank transfer, Play+, or PayPal instead. Where Mastercard refunds are allowed, the funds usually take 24 to 72 hours for casino processing, with your bank adding another 1 to 5 business days. Minimum withdrawals often start around $10–$20, and maximums depend on the casino or your card issuer. Below, we outline some common withdrawal fees:

Standard (Credit card, ACH, bank transfer):

• Fee: usually $0 
• Timing: 1 to 5 business days after casino approval.

Instant (Play+, PayPal, Venmo):

• Fee: may be $0–2%, depending on method 
• Timing: minutes to a few hours

Depositing

Depositing with Mastercard is simple and nearly always instant. Most casinos set a minimum of $5 to $10 per deposit, while maximum limits can range from a few thousand dollars per day to more, depending on the operator and your issuing bank. Mastercard deposits are usually fee-free from the casino's side, but some banks may treat gambling deposits on credit cards as cash advances, which could mean added costs. You can expect the following deposit fees:

Standard (Credit card, ACH, bank transfer):

• Fee: usually $0 
• Timing: instant.

Instant (Play+, PayPal, Venmo):

• Fee: $0
• Timing: instant. 

Pros

• Widely accepted at many US casinos.
• Backed by network protections that reduce fraud risk.
• Instant deposits let you claim promotions and start playing immediately.
• Easy to use inside casino apps with saved cards and Click to Pay checkout.
• Good customer support. 

Cons

• Withdrawals back to Mastercard are often unsupported; casinos use other payout routes.
• Some card issuers may treat online casinos as risky and decline transactions.
• Credit-card deposits may be restricted or banned by specific operators. 

Smart use means only transacting with licensed operators and following your card issuer and state rules. Let's take a look at legal and illegal use of Mastercard when it comes to gambling:

Legal

• Depositing to a state-licensed online casino in a state where online casino gaming is legal and you are of legal age.
• Using a Mastercard to deposit at a licensed casino's cashier when the operator permits card deposits.
• Selecting Mastercard for withdrawals at a licensed casino that supports this method.
• Using Mastercard for social casino purchases where the merchant accepts standard card payments. 

Illegal

• Attempting to deposit from a U.S. card into an unlicensed offshore casino that serves U.S. residents
• Attempting to deposit while under the legal age in your jurisdiction.
• Using stolen or cloned card data to deposit.
• Trying to circumvent state restrictions by using VPNs, foreign cards, or proxy payment methods.
• Using credit cards where the operator or state explicitly bans credit-card gambling deposits.

Yes, when you stick to licensed US casinos and take basic precautions. Mastercard's network-level protections and issuer fraud detection significantly reduce the risk of card-data loss. That being said, you should ensure the operator is licensed, uses SSL, and has clear terms and conditions on deposits and withdrawals. Always confirm the casino's license and read withdrawal rules before depositing

Software Mastercard Uses

Mastercard leverages tokenization, 3-D Secure authentication flows, and increasingly biometric passkeys and Click-to-Pay to secure card payments and reduce fraud. These systems mean merchants or casinos don't store your raw card number, significantly reducing fraud risk and keeping your data safe. 

Biometrics & 2-Factor Authentication

Many major US casino apps, like FanDuel, BetMGM, and Caesars, support biometric login and 2-factor authentication to secure your account. This increases account safety even if your card info is saved. App stores and casino help pages usually list available authentication options per app.

Yes, many sweepstakes casinos commonly accept Mastercard for in-app purchases, but these are not real-money gambling in most cases. If you're buying virtual chips or in-app items, Mastercard will usually work like any other online purchase. 

Yes most major online gambling operators allow Mastercard debit deposits to qualify for casino sign-up bonus offers. However, this can vary per online casino. Make sure you always read the terms and conditions before you attempt to secure any new user bonus.